If I die or become incapacitated tomorrow

Robert sits with Maya at the kitchen table. He does not fill fifty forms. He speaks one fact at a time: Wells Fargo checking ending in 4412. Then the safe key taped under the left desk drawer. Then that the will is with Chen & Hale in Des Moines. Then why he kept that rusted truck.

The AI guesses a shelf for each note. Robert confirms where each note goes before anything saves. The bank last-four usually lands in Online Accounts. The key location is a Directive. The attorney office is a legal locator. The truck memory is a Story. Advice, said on its own, is Wisdom. Legal worksheets stay labeled as intent summaries. Maya is not his full-time data-entry clerk, and she is not a spectator either: permissions and confirm still matter.

What he stored

• Institution names and account types (Wells Fargo checking, Fidelity IRA)
• Last-four masks and how the account is labeled at home
• Where the paper lives (blue folder in the desk, safe-deposit box, attorney office)
• Who to call first, and a note about why that person matters
• Healthcare wishes and provider names you want family to know

What he left out on purpose

• Full passwords, PIN codes, or one-time recovery codes
• Social Security numbers or complete account numbers
• Hospital portal logins or copies of the official medical record
• Anything you would not want a sibling to screenshot in a fight

EchoKindred is an operational locator and intent map. It helps your family find accounts, documents, contacts, and wishes. It is not a law firm, not a hospital record, and not a replacement for signed originals or your clinic chart.

In Family & Permissions, Robert adds Elena, Maya, and Jordan. Maya is Digital Executor. Jordan can read stories, not vault locators. Elena can see healthcare wishes. Nobody can silently overwrite his instructions.

He prints an estate access key and leaves it with his papers. That key plus a one-time email code is how Maya proves she is the person he named, not a stranger with his phone.

EchoKindred checks in by email on Robert's inactivity window (90 days by default). A single click from him resets the clock. If the window lapses, Maya and a backup executor get a notification. That email is not an automatic handover.

In a true emergency, Maya can also request timed emergency access from the heir tools. Robert (or anyone still able to reach his dashboard) can cancel that request. The owner is notified by SMS when a phone number is on file.

Nothing in the vault opens because a relative is sad, curious, or impatient. Maya must be listed, then verify.

Maya's heir view is free and read-only. She cannot rewrite Robert's wishes after the fact. She sees:

• Who to call in the first 72 hours, in the order Robert wrote
• Account names, last-four masks, and where the paper lives
• Legal anchors: will location, attorney, healthcare preferences
• Stories and letters he chose to release, including his voice when he recorded it
• An activity history of key access events so siblings can see what happened

Jordan still only sees stories. He cannot open the vault locators Maya is using at the bank. That is how one source of truth stays a source of truth.

If Robert's subscription lapses, the archive does not disappear. It stays intact and visible in read-only mode. To edit again he can buy a one-day editing pass ($4.99 one-time, 24 hours of editing) or renew a plan. Heirs who were already authorized still get the free read-only view of what he released.

You own the archive. Export a vault summary of account types and identifiers anytime. Verified heirs receive only the access you authorize. If a plan lapses, the archive stays readable. If EchoKindred ever winds down, we will publish a specific retrieval plan on Trust & Continuity before we close.

This page uses a fictional family so you can see the path without uploading yours. It is not a customer review and not a promise that every bank or hospital will accept an EchoKindred printout as legal proof.

Medication lists and provider notes here are private family organization, not a HIPAA medical record and not a substitute for the chart at Dad's clinic or hospital.

Today you can export a vault summary PDF (account types and identifiers, no secrets) and story PDFs. A single offline bundle of every attachment and audio file is still on the roadmap. We will not claim it is here before it is.

Printed memory books and archival USB drives are not shipping yet. Do not buy a lifetime tier only for those credits until fulfillment is concrete.

We have not published a third-party penetration-test summary. AES-256 at rest, TLS in transit, hashed passwords, and authenticated account changes are in place. Independent review will appear on Security when we have it.